Safety / Privacy / Disclaimer / Small Print

In a nutshell, here is my disclaimer:  

I will play nice and you will play nice. If your feelings happen to get hurt, please know that it wasn't done on purpose or maliciously.  Please contact me at stonehouse.home@yahoo.com and I will do everything I can to make it right.  

Here's the small print:




FTC-required disclosure (NEW) Each post which is posted for an affiliate will have this in which I receive compensation but below is the FTC-required disclosure for my blog.  

Disclosure 1: No Material Connection.

For most of my posts, I have not received any compensation for writing this post. Other than any affiliate links specifically noted, I have no material connection to the brands, products, or services that I have mentioned other than a review of the items. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”   If a post is written based on compensation, it will include a disclaimer stating so as required by law.

Affiliate Links:  Note: I may use affiliate link advertising in my blog.  I may receive compensation for links in my posts.  If I do, I will indicate in that specific post.  Some of the links in the posts are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Review of a product or book: I may have received one or more of the products or services mentioned for free in the hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”  Note: The post which contains a product review or book review (FOR WHICH I WAS COMPENSATED or given a free copy/product) will include this disclaimer.  Many of my posts are written because I read something or watched a video or clicked on a website or liked a product and wanted my readers to know and I do not get compensation for these.
Sponsored post or campaign:  If I write a sponsored post or campaign, I will include this in the posting but as stated above, I do not always do reviews for compensation. Most reviews are conducted without any compensation.  If the post indicates  “sponsored post,” the company who sponsored it compensated me via a cash payment, gift, or something else of value to write it. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”





Libel and Defamation & Personal Offense to Content:  The content on this blog is the opinion of the blogger, and not intended to malign any religion, ethnic group, club, organization, company, or individual.  Any reader of this blog will hold the blogger harmless from libel and defamation on the contents or images in this blog.  Further, any individual who finds offense in any content of this blog will hold the blogger harmless.  This blog is the personal opinion/experiences, and/or mere conjecture of the blogger- that is what a blog is after all so get over it!


Responsibility for Content:  The author is solely responsible for the content of this blog- not any organization or employer that she belongs to.  Any badges posted on this website are intended to indicate membership or participation, and not endorsement.  Further, the blogger is not responsible for contents of the websites linked from the badges displayed on this blog.  This blogger does not represent the views of any organizations she may guest blog for, and/or be a member of.  This blogger does not represent the views of the military, the United States Government, or other organizations she is employed with.  All the views here are solely the expression and opinions and personal experiences of the writer.


Content Validity:  This blog is a work in progress and dynamic.  The content changes over time and the topics change.  I started writing in January,2014 so this blogger does not reflect content validity.  All content is for personal entertainment, personal views, and/or personal experiences.  The information published herein might not be valid or accurate two weeks or two years from now. Content, sources, information and links change over time, and therefore, the blogger makes no claims of accuracy of such information as the blog and its content evolves over time.


No Intent to do Harm: The author’s intention through this blog is to do no harm.  The sole purpose of this blog is to write about thoughts, opinions, and to share consumer reviews.  In that respect, the author does not intend to injure others, defame, or libel.  What is written in this blog is not to be taken as fact or absolute but rather is open to debate and is just the author’s perspective. If readers use the blog’s advice, tips, techniques, and recommendations, and are injured, I am not to be held responsible.  Further, the author may write a financial article or how to save money.  If the readers do not get the same result or get favorable results, that is not to be attributed to the author or the advice contained in the blog.  For financial, tax, and legal issues, the reader should obtain their own legal or financial advice and not rely on the contents and advice contained in this blog.


Content Accuracy:  This blogger does not guarantee accuracy and therefore the blogger disclaims accuracy or validity of any information and/or links.   Additionally, as stated previously, this blog is a personal perspective and opinion of one blogger- everything written herein is personal opinion and not fact-tested for accuracy.


Copyright:As you know, Karen Stone Is not a registered Trademark, or all the other Karen Stone's of the world would be in a heap of trouble, but the author claims trademark in its use. If you wish to use any of the content on this website including images, photographs, and information contained herein, please write the author for permission.  Back-links, pingbacks and re-tweets of the links to the contents of this website are permitted but re-posting and copying of the contents is not.  If you wish to use any of the contents or photographs and artwork, e-mail the author using the “contact me” link to obtain permission.  I'll gladly give it.  Hey, I want recognition too!


External Links: This blogger does her best to link to content that is discussed in the blogs- i.e. restaurants, consumer reviews, financial articles, medical information, and the like.  As stated above in validity and accuracy, if this blogger makes a mistake of publishing an inaccurate or incorrect link, this blog and blogger disclaims responsibility, but I'll gladly correct it if you contact  me.  URLs and domain names along with businesses are dynamic and change.  What is at the end of a link is not the responsibility of this blogger.  If you bring the incorrect link to the author’s knowledge, she will try to change it.  Further, there are advertisements and badges on this blog and this blogger will be held harmless for users who click on these advertisements.  These ads are not sponsored for financial gain and the links are not owned by this blogger- if there is an issue for products purchased or clicking on said advertisements, it is the end user’s responsibility and this blogger will be held harmless. The blogger will not be part of an disputes between advertisers and the end user/reader.


Photographs and Graphic Images: All graphic images or photos used are either the copyright of the user/blogger or if not, are images in the public domain, free to use, or appropriate credit is given to the owner after proper permissions are obtained.  If a credit/courtesy is missing or proper permission was inadvertently revoked or not obtained, there is no intent to infringe the user’s copyright. This blogger will be held harmless from any harm caused by the images and/or their use.  If content has be inadvertently added without permission, please contact me so I  may rectify it.


Files, Programs, and Downloadables:  There may be offered from time to time, files, images, pictures, or badges for download onto your computer from this site.  The blogger is not responsible for damage to your computer, site, or software.  The individual downloader/user is responsible for virus scanning or malware scans of the files you download from this and other websites.  This user will be held harmless for any and all damage from a download you choose to make or for any links you click.


Personal Views: As stated previously, all contents of this blog are the views of the author and owner of the blog.  


Comments Disclaimer:  Any comments made on this blog are the expressions of some of the readers and followers of this blog.  The author is not responsible, nor will be held liable, for anything anyone says on this blog in the blog comments.  Further, the author is not liable for its’ readers’  statements nor the laws which they may break in your country or theirs through their comments’ content, implication, and intent.


Guest Blogging, Multiple Users and Guests on Blog: In the event of multiple authors and/or guest bloggers, the same protections and disclaimers above apply. They are considered by definition “authors” or “bloggers” for purposes of the disclaimers above.


International, Cultural Laws & Langauge: This author and blogger is not responsible for defamatory statements bound to government, religions, or other laws from the reader’s country of original.  This blog is written in the English Language and the United States of America.  The blogger/author is not responsible for translation or interpretation of content into another language or culture.  Further, this blog and author is to be held harmless from prosecution for bad grammar and punctuation – because punctuation can change the meaning of a word in some countries.


Limits on Damages: If legal action is brought against the author for the contents of this blog, this action is against the author in a personal capacity and not against any other member of the author’s family or assets.  The blogger writes for personal reasons, and therefore, any personal liability is limited by personal insurance coverage limit amounts of the blogger.





Privacy




we respect your privacy.

Any personal information you provide to us including and similar to your name, address, telephone number and e-mail address will not be released, sold, or rented to any entities or individuals outside of Karen Stone.

External Sites.

Karen Stone is not responsible for the content of external internet sites. You are advised to read the privacy policy of external sites before disclosing any personal information.

Remember The Risks Whenever You Use The Internet

While we do our best to protect your personal information, we cannot guarantee the security of any information that you transmit to Karen Stone and you are solely responsible for maintaining the secrecy of any passwords or other account information. In addition other Internet sites or services that may be accessible through Karen Stone have separate data and privacy practices independent of us, and therefore we disclaim any responsibility or liability for their policies or actions.

Please contact those vendors and others directly if you have any questions about their privacy policies.